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Participants of a susu do not make a profit Instead, small periodic contributions are turned into a larger lump sum of the same value, with the susu acting as a savings club. A susu is a rotational savings system where members’ contributions follow a fixed schedule Over 77% of students say susu represents their academic interests thank you for your feedback about susu in the nss survey! Susu is a form of group savings and credit association that has been practiced for centuries in various cultures around the world, most notably in west africa and the caribbean. A susu represents an informal financial arrangement These systems operate as a form of collaborative saving and lending, typically found within various cultural groups globally. A susu is a rotating savings practice in which a group of family members or friends contribute an equal amount of money, popularly known as a “mano,” on a weekly, biweekly, or monthly basis for a period of time. A type of informal savings and credit club arrangement between a small group of people who take turns “throwing hands.” coined “susu” in west africa and the caribbean, other cultures refer to this as a “tanda”, “chit fund” or a rosca. Susu is made up of groups of family members or friends, each of them agreeing to paying, or “throwing”, a specified amount of money each week This is known as a “hand.”